How QuickBooks Money & 3% Checking Help You Keep More of What You Earn

A Bigger Bottom Line: How QuickBooks Money & 3% Checking Help You Keep More of What You Earn

Running a business isn’t just about making sales — it’s about what you keep at the end of the day.

Between delayed deposits, scattered accounts, and cash sitting idle, many business owners unknowingly leave money on the table. That’s where QuickBooks Money with 3% Checking comes in — a smarter way to manage cash, earn more on your balance, and strengthen your bottom line without adding complexity.

What Is QuickBooks Money?

QuickBooks Money is a business banking solution built directly into QuickBooks. It’s designed to simplify how money flows in and out of your business while giving you real-time visibility into your cash position.

No switching between platforms. No guessing where your money is. Just one place to run your finances — and now, to earn more from them.

3% Checking: Your Cash Should Work as Hard as You Do

Most traditional business checking accounts pay little to nothing on your balance. That means cash you’ve already earned just sits there.

With QuickBooks 3% Checking, eligible balances earn up to 3% APY, helping your idle cash quietly grow in the background.

Think of it as a built-in boost to your profitability — without changing how you operate day to day.

Why This Matters for Your Bottom Line

Every improvement to cash flow and efficiency compounds over time. Here’s how QuickBooks Money helps create a bigger bottom line:

✔️ Earn While You Hold

Money waiting to pay bills, payroll, or taxes earns interest instead of sitting still.

✔️ Faster Access to Funds

Get paid and move money quicker, so you can reinvest in your business when opportunities arise.

✔️ Fewer Fees, Fewer Frictions

Integrated banking reduces transfer delays, manual work, and unnecessary costs.

✔️ Clearer Cash Visibility

See exactly where your money stands — today, not weeks later — so you can make confident decisions.

Built for Business Owners Who Value Simplicity

QuickBooks Money is not about adding another app or process. It’s about streamlining what you already do:

• Banking and bookkeeping in one place

• Transactions automatically tracked and categorized

• Cleaner books with less manual work

• Better insights without extra reports

When your systems talk to each other, your business runs smoother — and your time goes back where it belongs.

Small Changes, Big Impact

A few percentage points of interest. A few hours saved each month. Fewer blind spots in your cash flow.

Individually, they may seem small. Together, they create a meaningful shift in how profitable — and stress-free — your business feels.

That’s what a bigger bottom line really looks like.

Is QuickBooks Money Right for You?

If you:

• Already use QuickBooks

• Want better visibility into cash flow

• Prefer fewer tools and more clarity

• Believe your money should be working for you

Then QuickBooks Money with 3% Checking is worth a closer look.

Because growing your business isn’t just about earning more — it’s about keeping more.